About Us

Magnuson & Associates, LTD. is a locally owned and operated insurance agency in Tucson, Arizona. Our agency offers a variety of services and contracts with most insurance companies. We offer multiple lines of coverages, which include but are not limited to:

  • Medical
  • Group Dental
  • Group Life and AD&D
  • Group Short Term Disability
  • Group Long Term Disability
  • Group Vision
  • Group 401K
  • Individual & Family Medical Plans
  • Individual Life – Term & Whole Polices
  • Individual Long Term Care
  • Individual Annuities
  • Medicare Dental and Vision Riders
  • Medicare Part D Plans
  • Medicare Advantage
  • Medicare Supplements
  • Individual Short Term Medical
  • Individual Dental
  • Third Party HRA, FSA and COBRA Administration
  • Pet Insurance
Raymond E. Magnuson

We would be more than happy to help you with your insurance needs. As you can see, we are a very high energy, fun spirited group of people who not only considers itself a team but a family, (and in some cases, we really are related!) We have fun in what we do and love working with our clients. Introducing our office:

Raymond E. MagnusonRaymond E. Magnuson is principal, and owner, of Magnuson & Associates, LTD., an agency specializing in Employee Benefit design and implementation. Ray has been an independent consultant and broker in Tucson for over 25 years. As a member of the National Association of Health Underwriters, Ray serves on the local, State and Regional Boards. He has advanced designations from the American College as a Chartered Life Underwriter, Chartered Financial Consultant, Registered Health Underwriter, and Registered Employee Benefit Consultant. In addition, Ray earned a Bachelors degree from San Jose State University and obtained his Juris Doctorate from the University of Santa Clara. Ray is a member of both the California and Arizona Bar Association.

Ray is active in the community having served on several Boards of Directors as well as serving as Presidents of Rotary International, The Brewster Center for Domestic Violence, and Casa de los Niños Foundation. Ray is currently the President to the Board of Directors of Casa de los Niños.


Debra L. CaidDebra L. Caid is an independent consultant and broker with over 24 years of experience and another Tucson native on our team. Debra takes pride in the fact that she has a very close relationship with all of her clients. Debra is an active member of the National Association of Health Underwriters and has a designation from the Life Underwriter Training Council Foundation. Debra earned a Bachelorette degree from the University of Arizona in Management Information Systems, but you wouldn’t know it, so don’t ask her anything about computers!


Phillip MagnusonPhillip Magnuson is the Property and Casualty Sales Executive and another Tucson native. He has been around insurance his entire life. With over 3 years of insurance claims history, he possesses knowledge and understanding of the property and casualty lines of insurance. With the recent addition and opportunity, he has leaned on the 50 plus years of combined experience this agency has to offer. His high energy and outgoing personality is contagious. Phillip takes pleasure in shadowing “the boss” for life and business related lessons, however he does enjoy returning the favors with his golf game.


Adriana LevyAdriana Leyva is a native San Diegan who was dragged here in the late 80’s by her parents. Adriana is an Account Manager and assistant to Ray Magnuson. Adriana has been in the insurance industry for over 13 years and has had experience on both the carrier side as well as the broker side of the insurance business. Adriana is the resident Spanish speaker and is always happy to help when not surfing the internet and checking her facebook page.


Veronica EngelVeronica Engel is a native born Tucsonan, one of twenty. Veronica has been the devoted slave to Debra L. Caid for 21 years and counting. She was introduced to the wonderful world of insurance when working initially for Debra’s Father, Pat Lopez, Jr., back when the dinosaurs roamed the earth. Veronica is now devoted slave to Debra L. Caid AND Raymond Magnuson, and crazy cohort to Adriana Leyva, the other devoted slave at Magnuson & Associates, LTD.